Job Description

Manager Medical Underwriting

Sharq Insurance is seeking an accomplished Manager – Medical Underwriting to lead our Medical Underwriting function. This is an exciting opportunity for a strategic and commercially driven insurance professional to oversee underwriting operations, lead a high-performing team, and contribute to the company’s continued growth and profitability.

Key Responsibilities

As Manager – Medical Underwriting, you will:

• Lead and manage the Medical Underwriting function, ensuring operational excellence and achievement of business objectives.
• Develop and implement underwriting strategies aligned with the company’s strategic goals and regulatory requirements.
• Evaluate and approve underwriting decisions while ensuring adherence to underwriting guidelines and risk management standards.
• Partner with Sales, Brokers, Bancassurance, Reinsurance, TPAs, Finance, Actuarial and other stakeholders to deliver competitive and profitable insurance solutions.
• Oversee pricing recommendations in collaboration with actuarial teams, balancing risk and commercial objectives.
• Drive product development, process improvement, quality enhancement initiatives, and service excellence across the department.
• Monitor departmental KPIs, productivity, profitability, and service levels to ensure high performance.
• Ensure full compliance with regulatory requirements, internal policies, audit standards, and governance frameworks.
• Build and maintain strong relationships with clients, brokers, reinsurers, regulators, and other external stakeholders.
• \Lead, mentor, and develop the Medical Underwriting team while fostering a culture of accountability, collaboration, and continuous improvement.

Qualifications & Experience

We’re looking for professionals who have:

• Bachelor’s degree in Business, Insurance, Mathematics, Economics, Accounting, or a related discipline.
• 10–15 years of experience within the insurance industry.
• Extensive experience in Medical Underwriting, including several years in a managerial leadership role.
• Strong knowledge of medical insurance products, underwriting principles, pricing, and risk assessment.
• Excellent understanding of insurance regulations, compliance requirements, and industry best practices.
• Proven ability to lead cross-functional teams, manage stakeholder relationships, and deliver business results.
• Strong analytical, negotiation, communication, and leadership skills.