Job Description
Key Responsibilities:
- Register, process, and monitor assigned Property claims; review policy coverage, terms, warranties, exclusions, loss adjuster reports, and supporting documents; follow up on outstanding requirements; and maintain accurate system records.
- Maintain appropriate claim reserves and complete documentation.
- Coverage assessment alongside liability and quantum.
- Prepare clear, reasoned claim notes recommending approval, settlement, declinature, or further investigation, supported by relevant policy provisions and evidence.
- Handle assigned Property claims end-to-end within the given authority, while supporting the Team Leader with claim monitoring, follow-ups, reporting, and workflow requirements.
- Coordinate with policyholders, brokers, re-insurers, surveyors, loss adjusters, and service providers, providing timely claim-status updates.
- Manage recovery, salvage, and reinsurance requirements, where applicable.
- Process and communicate approved settlements or declinatures within the prescribed TAT and maintain all supporting records in DMS.
- Comply with company policies, procedures, service standards, and applicable regulatory requirements.
Requirements:
- Bachelor’s degree or diploma in Insurance, Business Administration, or a related field.
- 2–4 years of insurance experience, preferably in Property claims.
- Knowledge of Property insurance products and claims processes is a must.
- Strong communication and interpersonal skills.
- Excellent attention to detail and organizational abilities.
- Proficiency in Microsoft Office applications, especially Excel and Word.
- Ability to work effectively in a fast-paced environment and manage multiple priorities.