Underwriter – General

Job Description

Key Responsibilities and Accountabilities:

• Review and evaluate insurance proposals to assess coverage requirements and underwriting feasibility.
• Analyze background information, exposure details, and risk assessments to support underwriting decisions.
• Provide timely and adequate support to Client Relationship Managers (CRMs) and clients on underwriting matters, quotations, and policy terms.
• Negotiate policy terms, conditions, pricing, and rates with insurance companies to secure competitive and suitable coverage solutions.
• Coordinate and process policy issuance and ensure accurate booking of policies within agreed timelines.
• Ensure all underwriting activities are carried out with proper due diligence and in compliance with internal policies, regulatory requirements, and insurer guidelines.
• Manage and maintain effective working relationships with insurance companies, .
• Monitor renewals and support retention of existing business through proactive engagement and service delivery.
• Maintain accurate records and documentation related to underwriting and policy transactions.
• Support business growth by delivering efficient underwriting solutions.

Skills & Competencies:

• Negotiation and relationship management abilities
• Attention to detail and accuracy
• Knowledge of insurance products and market practices
• Effective communication
• Time management and ability to manage multiple priorities